Your privacy is important to us. This California Consumer Privacy Act Disclosure explains how Assurance IQ, LLC and its subsidiaries, and affiliates ( collectively, “we” or “us”) collect, use, disclose, and sell personal information relating to California residents that is subject to the California Consumer Privacy Act of 2018 (“CCPA”).
Under the CCPA, “Personal Information” is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. The CCPA, however, does not apply to certain information, such as information subject to certain federal privacy laws, like the Gramm-Leach-Bliley Act (“GLBA”) and the Health Insurance Portability and Accountability Act (“HIPAA”). As a result, this disclosure does not apply to information that we collect about California residents who request or obtain our financial products and services for personal family or household purposes or for long-term care or individual health products. For more information about how we collect, disclose, and secure information in these and other contexts, please refer to our Privacy Center
We collect Personal Information relating to California residents in a variety of contexts. For example, we collect Personal Information relating to individuals who visit and interact with our websites, request or obtain our products or services, apply for employment with us or are our employees, vendors, contractors or similar personnel, or visit our locations or facilities. The specific Personal Information that we collect, use, disclose, and sell relating to a California resident will depend on our relationship or interaction with that individual.
In the past 12 months, we have collected the following categories of Personal Information relating to California residents:
We collect this Personal Information directly from you and from the following types of sources: publicly available databases, social media platforms, providers of demographic information, advertising networks, internet service providers, data analytics providers, government entities, operating systems and platforms, educational institutions, former employers, and data brokers.
The purposes for which we use the Personal Information that we collect depends on our relationship or interaction with a specific California resident. We use Personal Information:
For example, we use Personal Information to personalize, develop, and market our products and services; conduct research and data analysis; maintain our facilities and infrastructure; operate and manage IT and communications systems; facilitate communications; conduct risk and security control and monitoring; detect and prevent fraud; perform identity verification; perform accounting, audit, and other internal functions, such as internal investigations; comply with law, legal process, and internal policies; maintain records; and exercise and defend legal claims.
In the past 12 months, we have disclosed the following categories of Personal Information relating to California residents to the following categories of third parties:
|Our affiliates||External Service Providers/Vendors||Governmental or other public authorities||As Part of a Corporate Change|
|Protected Class Information||X||X||X||X|
|Online Use Information||X||X||X|
|Audio Video Data||X||X||X|
In the past 12 months, we have sold the following categories of Personal Information relating to California residents to the following categories of third parties:
|Our Insurance and Financial Services Partners (i.e. Insurance Companies, Lenders, and Agents)||Data Brokers||Advertising Network/Social Media Platforms|
|Protected Class Information||X|
|Online Use of Information||X||X||X|
We do not knowingly sell the Personal Information of minors under 16 years of age.
If you are a California resident, you may request that we disclose to you the following information covering the 12 months preceding your request:
If you are a California resident, you may also request that we delete Personal Information we collected from you.
Finally, if you are a California resident, you have the right to opt-out of the sale of your Personal Information.
We may decline to honor your request, in full or part, for certain reasons, such as a legal exception. For example, if the information you are requesting is subject to certain federal privacy laws, like the GLBA or HIPAA, that are outside the scope of the CCPA rights requests, we may decline to honor your request. We also may decline to honor your access or deletion request if we cannot verify your identity or confirm that the Personal Information that we maintain relates to you, or if we cannot verify that you have the authority to make a request on behalf of another individual.
You have the right to be free from unlawful discrimination for exercising your rights under the CCPA.
If you are a California resident, you may make a request for the disclosures described above, make a request to delete Personal Information we collected from you, or opt-out of the sale of your Personal Information, by contacting us at:
When you make a request, depending on the type of request, we may take steps to verify your identity, such as asking you to verify certain pieces of Personal Information or with challenge questions.
A California resident may authorize an agent to make a CCPA rights request on behalf of the California resident. A California resident’s authorized agent may make a request on behalf of the California resident by contacting us at the toll-free telephone number or website listed above.
In general, if an authorized agent makes a request on behalf of a California resident, we may:
You may also opt-out of the sale of your Personal Information by clicking the “Do Not Sell My Info” link located on each webpage through which we collect Personal Information.
If you have any questions regarding this Disclosure or our privacy policies and practices, please contact us at email@example.com. You may also refer to our Privacy Center
We may change or update this Disclosure from time to time. When we do, we will post the revised Disclosure on this page with a new “Last Updated” date.